Terms and Conditions

UNCLAIMED PROPERTY CLAIM ASSISTANCE AGREEMENT

This Unclaimed Property Claim Assistance Agreement (“Agreement”) is entered into on May 9, 2026, by and between:

Client/Claimant: 

and

Service Provider (“Finder”): Caneo LLC

1. Purpose of Agreement

The Client authorizes Caneo to assist in locating, filing, and/or recovering unclaimed property held by state or governmental agencies on behalf of the Client.

2. Description of Property (if known)

• State/Agency Holding Funds: [If known]

• Approximate Amount: [If known]

• Property Description: [Wages, bank accounts, insurance, etc.]

Additional property discovered during the engagement may be included only with the Client’s written consent.

3. Scope of Services

Caneo may:

• Research and identify unclaimed property

• Prepare and submit claim documentation

• Communicate with state agencies on the Client’s behalf

• Assist in verifying and supporting required paperwork

Final determination of eligibility and payment is made solely by the relevant state or agency.

4. Client Right to Claim Independently

The Client acknowledges that:

• The Client may file and recover unclaimed property directly at no cost

• The Client is not required to use a third-party service

• State agencies provide free claim filing services

5. Compensation / Fee Agreement

If recovery is successful, the Client agrees to pay Caneo:

• Fee: 25% of the gross amount recovered

Payment shall be made from recovered funds or upon receipt of funds by the Client, as permitted by law.

No fee is owed unless funds are successfully recovered.

6. Authorization

The Client authorizes Caneo to:

• Act as the Client’s representative solely for filing and processing claims

• Submit required documentation to relevant agencies

• Communicate with state unclaimed property offices

This authorization is strictly limited to unclaimed property recovery activities.

7. Disclosure & Transparency

Caneo affirms that:

• All fees have been clearly disclosed prior to execution of this Agreement

• No guarantee of recovery is made

• All recoveries are subject to verification by the holding agency

8. Termination

Either party may terminate this Agreement in writing at any time.

If termination occurs:

• No further services will be performed

• Fees may only apply if recovery results directly from work already performed, where permitted by law

9. Compliance With Law

This Agreement is intended to comply with applicable federal, state, and local laws governing:

• Unclaimed property recovery

• Consumer protection

• Contract enforceability

If any provision is deemed unenforceable, the remainder shall remain in effect.

10. Entire Agreement

This Agreement constitutes the entire understanding between the parties and supersedes all prior discussions or agreements.